Annuities Extra - Brought to you by The Retirement Adviser

"Annuities for those of us who are not in the best of health"

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the extra mile

Mrs Greenwood, Lancs:
"I was treated as though I was important and not just a figure. I could not have sorted out this matter without them."

Mr & Mrs Grant, Herts:
"From the moment we met our consultant, she inspired confidence and we are delighted with everything she has done for us."

Mr Freeman, Yorkshire:
"Excellent, personal and knowledgeable adviser. A very professional service."

Mr Oxford, Gloucs:
"Many thanks to all who helped in setting up my pension and in particular to my consultant who was a great help and extremely pleasant in all her work with me."

Mr Cragg, Cheshire:
"I would like to take this opportunity to thank you and your team for your excellent communication and the prompt and efficient handling of the conversion."

Mr Pritchard, Somerset:
"The procedure and results in obtaining my annuity were prompt with excellent results."

Mrs Benson, Chester:
"First class service throughout the transaction."

Trustworthy Advice

The Retirement Adviser is a division of LEBC Group Ltd, an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority.

Converting Pensions From

Abbey Life
Allied Dunbar
AXA Sun Life
Barclays
Friends Provident
Halifax
Legal and General
Prudential
Scottish Widows
and many others

income drawdown

Income drawdown (sometimes known as an unsecured pension) is an alternative to an immediate annuity purchase.

If you choose this arrangement, you can first take your tax-free cash element, (it cannot be taken later), and the balance would therefore remain in your selected pension fund.

There is an exception to this in the case of phased drawdown, whereby your tax free cash and income requirements can be combined.

You can now draw down a chosen amount of income between £0 and the maximum calculated single person's annuity value for the remaining fund. The residual fund then remains invested. Should you chose to, the residual fund could be converted into an annuity at a future date, when you choose to end the income drawdown arrangement.

You may also have the option of “flexible drawdown” of unlimited amounts. This is only available for those who have a secure minimum income of £20,000 a year.

It is important to note that income drawdown is definitely not a suitable option for all.

It is essential that any individual obtains the appropriate level of advice before committing to this course of action. Investments can go down as well as up and are not guaranteed.

Get free no-obligation quotes

This quotation service enquiry is FREE and there is absolutely no obligation to proceed. If you choose not to proceed with our recommendation, we would make no charge.

We are comfortable with this approach as the vast majority of our clients are very happy with our recommendation and the depth of our research, and proceed with us.

CONFIDENTIAL. Your privacy is important to us, we do not share your contact details.

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Approx. pension fund(s) value before tax free sum taken (hover your cursor here for instant help) Pension fund Please complete your approximate gross pension fund in the box (£). That is the total fund amount to provide the annuity before your tax free lump sum is taken. Enter an approximate amount if unsure.
Please list any health problems here, no matter how small you think they might be
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Get enhanced annuity comparisons directly from an adviser now... (hover here for help) A no pressure "quiet conversation" enquiry You will have absolutely no obligation to proceed once you have pushed the "Submit" button. If you choose not to proceed with our recommendation, we make no charge. Press submit now to uncover how much extra your retirement income could be...

A small selection of your possible annuity providers...

legal-and-general canada-life liverpool-victoria prudential
scottish-equitable aviva axa just-retirement

The Retirement Adviser is a division of LEBC Group Ltd, an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority (FSA). Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427. Registered Office: LEBC Group Limited, 1285 Century Way, Thorpe Park, Leeds, West Yorkshire LS15 8ZB. Registered in England No. 03995199. VAT Reg. No. 761837311.
Tags: Income Drawdown, Phased Drwadown, Income Drwadown, Unsecured Pensions